To Lease or Not to Lease?

I don't know about you, but I've often been challenged by the simple question of whether to lease or buy a car. As a successful entrepreneur, one of the significant questions we must continue to ask is "How Will I Make My Money Work Harder for Me?" I mean, who wants to throw money away on a car? And yet, on some level, we all know that the car we drive does say something about our personality and our success level.

On my last car upgrade, I asked my accountant, my wealth advisors, my business coach "What's best -- leasing or buying?" Everyone has a different suggestion. I recently ran across a simple "checklist" of questions to ask that really made the decision simple and thought I'd share it with you.

CONSIDERATIONS

- Prefer to own something of value after making payments for years (Better To Buy )

- Want to get a new vehicle every two or three years (Better To Lease)

- Don't want to worry about penalties if you change your mind about your terms (for example, early termination of lease) (Better to Buy)

- Hate the hassle of selling your old car every time you want to buy a new one (Better to Lease)

- Plan to put a lot of miles on your car (over 12,000 - 15,000 a year) (Better to Buy)

- Want to eventually be free of car payments (Better to Buy)

- Want to be able to "test drive" a car for a few years before ownership (Better to Lease)

- Want to drive away with a new car without down payment or trade in (depending on factors such as credit and auto dealer) (Better to Lease)

- Want lower monthly payments (using the same car for consideration) (Better to Lease)

- Want to be able to customize or modify vehicle (Better to Buy)

- Want a factory warranty that usually covers vehicle for as long as you have it (Better to Lease)

- Don't want to have to keep vehicle in showroom shape - maintenance is up to you
(Better to Buy)

Well, this sure cleared up my thought process on leasing vs. buying. Anything to add from your experience?

The Marina Del Rey Reporter....
You asked for them, here they are. Pictures from Ali Brown's Internet Marketing bootcamp and her big Birthday Bash. For those of you who couldn't make it, I promised pictures. So here is a few to get you started....more to come!










The group of attendees was awesome - everyone learned SO much that they couldn't wait to get on the boat!









Lunch time with Ali, James, and "the Lisa's"











"The Boat" with Bob Painter's wife. (he's one of our stars in my mentoring group) He also was a real savior since we forgot our camera and took lots of great pix for us!











Mel, Ali (www.ezinequeen.com) and Lo (www.red-hot-copy.com) snuggling.

My honey, Mark & I












Me with Maria Ngo, my fellow Shared Vision Network director in Vegas and bowling buddy (ask her about her game sometime.)













Kim Castle of www.brandu.com.












My friends Carly Anderson and Adam Urbanksi (www.marketingmentors.com)
He took lots of pix for me too but he is still holding them hostage. Adam, please let the pictures go free!











Lo and Michele Pariza Wocek (another one of our stars in the Mentoring Group.)









Mel, Ali and Dr. Cindy Brown (we had WAY too much fun on the dance floor.)

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